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Welcome to the official blog of the Canadian Association of Insolvency and Restructuring Professionals! We hope you will enjoy insightful and informative posts by our team of expert bloggers on a wide range of topics, including individual, small business and corporate insolvencies, budgeting, financial planning, credit rebuilding and other money management tips for anyone looking to live a debt free life.

A Smarter Way to Handle Student Loans in Canada: Repayment Assistance, Revised Terms, and Forgiveness

Pamela Meger, CIRP, LIT February 19, 2026 Are you struggling to pay off your student loans? Learn about the various government assistance programs including loan repayment, revised terms and forgiveness; what support is available right now and what changes might affect you.

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CAIRP: Q4 2025 Canadian Insolvency Statistics

February 9, 2026 TORONTO – February 9, 2026 – Consumer insolvencies remained historically elevated in 2025, even as the pace of increases moderated from the sharp rise seen in 2024, as noted by the Canadian Association...

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Financial Reset 2026: How Canadians Can Set Realistic Debt-Reduction Goals That Stick

Brandon Smith, CIRP, LIT January 12, 2026 As we step into 2026, learn how to build good financial habits and take proactive steps to build financial resilience and take advantage of future growth opportunities.

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